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As a Student, Do I Qualify for Student Loan Forgiveness? Anyone that is a student should definitely try to make sure that they understand what student loan forgiveness is and why student loans can sometimes be forgiven or lessened. Student loan forgiveness is a program where a student may be able to get out of having to pay back the loans that they had borrowed. This sounds like a really great idea, doesn’t it? Although it sounds good, not all of the people are going to qualify for student loan forgiveness. Before a person will be able to qualify for this program, you will find that there are a lot of specific requirements that must be met. This article is going to help you to learn a little bit more about the program and how you may be able to qualify. A way that a student may be able to have their loans forgiven is by doing specific volunteer work. People that are involved with groups like the Peace Corps or other volunteer organizations may qualify for this. Students that are involved in these types of organizations for volunteers may be able to qualify for student loan forgiveness after they complete a certain amount of volunteer hours. In addition to this, students that eventually go on to serve in a branch of the military will be able to get a specified amount of money to pay toward their student loans. It is very important for teachers to know that they will be able to be eligible for student loan forgiveness in some situations. For teachers that teach in secondary or elementary school settings that are in low income areas or are full of students from families that are low income, student loan forgiveness is typically going to be an option. Teachers will usually have to work for at least 2 years before they will be able to get a reduced amount on their student loans.
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Working as a nurse or a doctor after school is also a way to possibly qualify for the student loan forgiveness program. Low income areas or areas that are more rural will typically need more people in the medical field to fill their hospitals and clinics. Because of this, you might be able to qualify for a student loan forgiveness program if you are a nurse or doctor working in one of these areas.
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There are some colleges out there that offer these options for their students as well. In addition to this, there are certain states that are able to do this for specific types of students as well. There are other career options out there that may help you qualify for student loan forgiveness, so be sure to check that out and see if your career is qualifying.