Effects of Driver’s License Suspension to Your Car Insurance
You may expect your car insurance rates to increase if your license has been suspended. It is important for you to be able to prove that you have an existing car insurance before your license suspension has been lifted. There are many things that can cause you insurance cost to increase such as being convicted of a DUI (driving under the influence) or DWI (driving while intoxicated), car accidents or getting pulled for over speeding. A driver’s license can be suspended because of car misuse, involvement in hit-and-run accident or any accident that the driver is proven at fault and repeated disregard of DUI or DWI rules.
It may seem that the effects of driver’s license suspension are just superficial, not being able to drive until the suspension is lifted, but many people are not fully aware of the effects of not being able to drive not until they experience it themselves. Well there are many obvious reasons such as not being to drive for work, drive children to school, and not being able to visit your friends and family anytime you want to, without the stress and hassle of commuting. There are less obvious reasons that many people don’t realize at first when their driver’s license has been suspended, such as restrictions in running errands, shopping, attending religious activities, attending doctor’s appointment, cannot fully assist someone who need assistance like having to bring someone to the hospital because of an emergency, or bringing your pet to a veterinarian as needed. Apart from not being to legally drive your own car, your family and friends instantly becomes responsible for driving you around, and you being a burden on their shoulders. Some may have an option to utilize public transportation, but if you live in a small town or a place without a significant transportation system, you will need to rely solely on your family and friends. You are just putting yourself at greater risks if you try to drive your car with a suspended license. If a person is caught still driving while his driver’s license is on suspension, he may likely have a lengthened suspension, lose his license permanently, or worse go to jail.
You might think your ordeal ends after your driver’s license suspension has been reinstated, but actually, it is just the beginning. When you consult your car insurance provider, you likely notice a significant increase in your car insurance rates. Your driving history will show the suspended driver’s license, affecting your car insurance rates for years. If you are looking for more information, feel free to visit our website.Questions About Resources You Must Know the Answers To